IOU with speech

Added the speech bubble. Good for filling up negative space haha. Also you can write whatever you want it. Examples as below.

What do you think, better or worse? I like how expressionless the other girl was but I think the 'write what you owe' adds to the design a bit..hrmmm

EDIT* Advice from Jordan to make the speech bubbles white. Don't know why it never occured to me to try that haha...thanks Jordan, looks better now :)